![]() ![]() ![]() Under most Travelers policies, covered personal property losses are settled based on actual cash value at the time of loss, but not more than the reasonable amount required to repair or replace the damaged item. How Do You Calculate Replacement Cost of Personal Property? You can insure your personal property through these three insurance policy types – homeowners, condo and renters – by asking your independent agent or Travelers representative to explain the protection that comes from these policies.Ĭonsider personal property protection to help ensure that all the things that make your house a home are protected from the unexpected. Personal property is an important part of homeowners insurance, condo insurance and renters insurance because it protects your belongings that are part of your home life – both inside and outside of your home. A personal property policy can cover your personal belongings wherever they are. Travelers’ homeowners, condo and renters policies provide coverage that can compensate you for personal items such as furniture, clothing and electronics that are damaged in a covered loss. Navigating Your Business Through COVID-19.
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